About equipment financing
Asset-backed funding — also called machinery financing — to acquire machinery, vehicles, and equipment, using the asset itself as collateral.
For restaurants & hospitality businesses
Fast, flexible funding for restaurants, cafés, bars, and hospitality businesses — capital that flexes with covers, seasons, and card sales.
Why this fit works
A restaurant is one of the most equipment-dependent businesses there is — ranges, hoods and ventilation, walk-in coolers and freezers, dishwashers, prep stations, and increasingly POS and kitchen-display systems. This gear is expensive to buy new and catastrophic when it fails mid-service: a dead walk-in on a Friday night is lost revenue and spoiled stock at once. Equipment financing lets a restaurant acquire or replace it without a large upfront hit, spreading the cost over the equipment's useful life while the asset itself serves as collateral. Operators use it to outfit a new location, replace failing units before peak season, or upgrade to more energy-efficient equipment that lowers running costs. Because the loan is secured by the equipment, approval is often more accessible than unsecured borrowing — a meaningful advantage in a thin-margin industry where preserving cash for payroll and inventory matters.
Educational information only — not an eligibility decision. All funding decisions are made by the lending partner.