About invoice factoring
Turn unpaid invoices into immediate cash — also called invoice financing or accounts receivable financing — by advancing on your accounts receivable.
In Toronto
Ontario's economic engine — finance, tech, professional services, and a dense SME base. It sits within Ontario, one of the regions we serve.
Why this fit works
Toronto is Canada's largest concentration of B2B activity — professional services, wholesale and distribution, staffing agencies, marketing and technology firms — almost all invoicing other established companies on net-30 to net-90 terms. In a city with the country's highest rents and payroll costs, waiting weeks or months to be paid while bills come due now is a constant squeeze. Invoice factoring advances the bulk of each approved invoice immediately and releases the balance, less a fee, when your customer pays, converting receivables into working capital you can use today. It's a strong fit for GTA staffing firms funding weekly payroll against monthly-paying clients, and for suppliers to large, creditworthy Toronto corporates. Because approval leans on your customers' credit rather than only your own, it often suits fast-growing Toronto businesses whose sales are outpacing their cash — letting them take the next contract without waiting on the last invoice.
Also available for these industries
Educational information only — not an eligibility decision. All funding decisions are made by the lending partner.