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$20K – $2M

Invoice Factoring in Ontario

Unlock the cash trapped in your unpaid invoices

About invoice factoring

Turn unpaid invoices into immediate cash — also called invoice financing or accounts receivable financing — by advancing on your accounts receivable.

In Ontario

Canada's largest business market, from Toronto's financial core to a deep manufacturing base. We serve businesses across the province.

Why this fit works

Ontario is Canada's largest B2B economy — manufacturing across the 401 corridor, wholesale and distribution around the GTA, staffing, transportation, and professional services — and almost all of it trades on net-30 to net-90 terms. That scale means a lot of working capital sits idle in receivables while payroll, materials, and rent come due now. Invoice factoring advances the bulk of each approved invoice immediately and releases the remainder, less a fee, when your customer pays, so an Ontario business can take the next order without waiting to be paid on the last one. It's a particularly good fit for manufacturers and suppliers to large, creditworthy buyers, and for staffing firms funding weekly payroll against monthly-paying clients. Because approval weighs your customers' credit as much as your own, it often works for fast-growing Ontario businesses that are strong on sales but stretched on cash.

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Educational information only — not an eligibility decision. All funding decisions are made by the lending partner.

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